UPI fee from October 15: what changes when you pay a shop over ₹2,000
A 0.4% merchant fee arrives on larger UPI payments to businesses. Customers should not pay a rupee more, and most everyday payments stay free.
Daily Digital India
Apps, UPI, phones and the digital side of everyday life in India.
UPI failed but money debited? The refund deadlines banks must meet
RBI rules give banks one day to return a failed transfer, five days for a failed shop payment, and ₹100 a day in compensation if they are late.
UPI limits explained: ₹1 lakh for most, up to ₹10 lakh a day for some
Sending money to a friend is capped at ₹1 lakh a day. Paying a tax bill, an insurance premium or a holiday can go much higher, if your bank allows it.
Installing an APK? Seven checks before you tap Install
Plenty of legitimate apps are shared as APK files in India. These checks help you tell a real one from a fake, and explain why Android sometimes blocks the install.
Phone storage full? Free up Android space without deleting photos
The biggest space hogs on most Indian phones are WhatsApp media, duplicate photo copies and app caches. Here is how to clear them in about fifteen minutes.